The General (Permanent General)
Parent Company:
Permanent General Assurance Corp. (PGC)
Subsidiaries:
Permanent General Assurance Corporation
Permanent General Assurance Corporation of Ohio
Lines of Insurance:
Vehicle Coverage: Car/truck/van
Other Coverages: Partnership/Affiliate only
Coverage Options:
- Bodily Injury and Property Damage Liability
- Uninsured / Underinsured
- Collision
- Comprehensive
- Medical Payments
- No Fault
Licensed to sell insurance in:
AZ, CA, CO, FL, GA, IL, IN, LA, MO, NV, NY, OH, PA, SC, TN, TX, VA, WI
A.M. Best Company Rating: A-
(Rating Explained)
Company Overview:
Through their parent company, and predecessor companies, The General has been providing automobile insurance for nearly 40 years. They are licensed to provide insurance in 18 states, with emphasis on online sales through their company websites. For direct location purchases, The General primarily uses independent agencies. Claims may be filed at local representative offices, or directly through online services.
Where many insurance companies have branched out into other investment markets, The General is dedicated as an automobile underwriter. Other types of coverage, including vehicle financing, may be obtained through partner companies that are listed on The General's website. One such affiliate is an exclusive insurer of Mexican owned and operated vehicles.
The company specializes in new drivers, and those who are considered to be high risk. This includes people who have had DUI convictions, traffic violations, or have allowed their coverage to lapse with other agencies. The General offers very low down payments and affordable monthly payments that are designed to fit the widest range of budgets. The General also has a plan to extend coverage to drivers who are using a rented or borrowed vehicles, as well as covering persons who may borrow a vehicle which is covered. Discounts are offered for safe drivers, as well as person in professional and emergency service vocations.
The company website provides links to insurance related information, including vehicle and car seat recalls, crash test results, and the American Automobile Association (AAA). A local agent locater is also available for those who prefer to purchase through a physical location.
Financially, the company is small but stable, rated by A.M. Best as excellent, with an overall net worth between 100 and 250 million dollars. Customer satisfaction ranges between average and good.
Contact Information:
Permanent General Companies, INC.
2636 Elm Hill Pike, Suite 510
Nashville, Tennessee 37214
Phone: 615-242-1961 or 1-800-280-1466
For Quotes: 1-866-519-7422
Fax: 615-366-1718
Website: http://www.pgac.com or http://www.thegeneral.com